Invest in Derayah

  • Largest economy in the GCC. With c. SAR 4.01 trillion in nominal GDP (as of 2023), KSA is among the largest economies in the world and is the largest in the GCC region, accounting for around half of the region’s total GDP.
  • Demographic and digital strengths. KSA has an economically active population, 58% of which are of working age, and is benefiting from rising per capita wealth and high levels of digitalization with c.100% internet penetration, which ranks among the highest in the world.
  • Vision 2030 driving growth. Saudi Arabia’s financial services industry is further reinforced by the Financial Sector Development Program (FSDP), a key component of ‘Vision 2030’, with goals of attracting both local and international investors, boosting private sector growth, and targeting a SAR 13.3 billion direct GDP contribution from FinTech companies by 2030.
  • Thriving digital brokerage market. KSA’s digital brokerage market grew at 18% annually from 2019 to 2024 in terms of total internet value traded, with expected continued double-digit growth annually through 2028, driven by increased online trading and market expansion.
  • Booming asset management growth. The asset management sector saw 16% AUM growth from 2019 to 2024 and is projected to grow at double-digit rates annually through 2028, supported by favourable conditions in the Saudi Capital Markets.

  • A leader with a differentiated edge. Derayah’s flagship brokerage business is among the top 3 largest in the Kingdom by revenue and market share, and provides clients with access to 43 local, regional, and international markets through proprietary platforms.
  • Scalable growth, targeting underserved clients. The number of client brokerage accounts has grown 15-folds from 2016 to 2024 with c. 100% of new clients onboarded online since 2018, reflecting the scalability of its offering and its ability to provide solutions more inclusively to a broader spectrum of investors, particularly retail investors.
  • Strong appeal to younger, digital native investors. As of 1H24, 72% of Derayah’s client accounts belonged to investors 40 years old or younger, implying its resonance with the younger digitally savvy segment. Moreover, the working age proportion of KSA's population is 58% compared to the 49% global average and is expected to grow 2% compared to the global average of 0.9% between 2023 and 2029.
  • Significant increase in market share. As such, since 2018G Derayah has been growing its online brokerage market share reaching 13% 2024-end with 2024 brokerage revenue reaching SAR 490 million, making Derayah the largest independent broker by revenue.
  • Unparalleled market access and comprehensive securities offering. Today, the ‘Derayah Platform’ provides access to 10 local and regional markets through a single access point, offering local & regional equities and fixed income, in addition to derivatives. The ‘Derayah Global Platform’ provides clients with international brokerage access to 33 global markets with a variety of financial instruments, including stocks, options, futures, CFDs, bonds, and commodities.
  • Strategic partnerships powered by technology excellence. Derayah’s platform also integrates API connectivity with third-party applications enabling clients to choose their preferred platforms and applications, thereby further positioning Derayah as a technology leader and market enabler in the digital brokerage space.

  • Expanded asset management offerings. In recent years, Derayah has actively grown its asset management business in Saudi Arabia by expanding its product offerings, covering both public and private markets.
  • Outstanding AUM growth. Derayah has nearly tripled its assets under management (AUM) to SAR 17.2 billion as of 2024-end from SAR 5.6 billion in 2020, achieving an impressive CAGR of 32%, significantly outpacing the KSA market’s ~15% CAGR over the same period.
  • Top-performing public market funds. Derayah’s Public Market funds – which include equities, fixed income, and cash management - have grown at a CAGR of nearly 80% between 2020 and 2024, primarily driven by the strong performance of flagship products such as the Derayah Saudi Freestyle Fund.
  • Innovative private market products. Derayah’s Private Markets business manages assets worth SAR 5.7 billion, as of 2024-end, including Derayah’s REIT and Trade Finance Fund, our innovative solution to support margin trading.
  • Robust superior profitability. The Company has demonstrated robust profitability, achieving a blended margin of 105 basis points (bps) in 2024, well above the 60bps median of other Capital Market Institutions (CMIs).
  • Commitment to global standards. Derayah has earned an MQ2 Investment Manager Quality rating from Moody’s and the Company’s Capital Markets division remains fully compliant with Global Investment Performance Standards (GIPS®), underscoring its commitment to high standards and exceptional investment performance.

  • Unmatched proprietary technology. Derayah has built its core systems internally, which allows for better scalability, reduced latency, improved transaction performance, and quicker response times
  • Doubling down investment in digital infrastructure. The Company has made considerable investments in IT resulting in a significant increase in daily net traffic capacity from 13 Mbps to 100 Mbps.
  • Fully digital client journey. The Company emphasizes simplified client onboarding, through a mobile app account opening without the need for a current account, and enhanced features like fast margin loan approvals, real-time price platforms, and extended trading capabilities, all of which provide a seamless and flexible investment experience.
  • Omni-channel approach. Online customer acquisitions are supported by omni-channel capabilities through web, mobile, and telephone, offering clients flexibility and accessibility.
  • Agile operations driving innovation and differentiation. Derayah encourages agile collaboration between business and technology teams to drive continuous innovation, ensure customer satisfaction and long-term engagement, and further differentiate itself in the market.

  • Strong business performance driving robust financial performance. Over the years, Derayah has consistently delivered strong financial performance, with operating income growing at a 33% CAGR from 2020 to 2024, driven by a 22% CAGR in brokerage revenue and a 32% CAGR in asset management revenue, over the same period.
  • Surging profitability. Net profit increased to SAR 438 million in 2024, rising from SAR 105 million in 2020, with the 2024 net profit margin increasing to 51% from 38% in 2020G.
  • Operational efficiency gains. Derayah has continuously improved its operating efficiency over the years with a decreasing cost-to-income ratio, falling from 59% in 2020 to 41% in 2024.
  • Lean balance sheet with strong cash generation. The Company maintains a debt-free balance sheet, strong cash flow generation, and a high return on equity of 50% in 2024.
  • Capex light model. Derayah’s capex-light business model ensures sustainable profitability and supports business growth with minimal capital requirements.
  • Commitment to shareholder returns. The Company has demonstrated its commitment to shareholder value creation, increasing its dividend payout ratio to 66% in 2024 from 15% in 2020.

  • Founder-led, visionary board. The Board of Directors is composed of highly experienced professionals with diverse backgrounds in various sectors and spearheaded by the co-founder and Chairman, Mr. Taha Al-Kuwaiz.
  • Experienced, seasoned management team. The solid, experienced management team has a combined experience of more than 150 years and possesses a unique blend of cross-industry expertise, local insight, and a proven track record of delivering on strategy.
  • Innovative, growth and collaborative mindset. Derayah cultivates a work environment where teams can thrive, fostering a culture of excellence and innovation that translates into superior outcomes for clients.